You Can Love Your Family And Still Take Them To Court

Cold Open And Life Overload

It's alright to try to make porns.

Mm-mm. No, it's not. Porn is for other people. My private tapes, my private tapes. Workman kicking my ass. Not necessarily stressful, but just more or less like uh the volume. Yeah, the volume. And it's one of those things where it's like, oh, the shit ain't hard. It's like, like you said, the volume and shit. And sometimes I don't want to, I just want to come home and just like not do nothing. Hey everybody, welcome to another episode of the According to West Podcast. As always, uh we have D L here.

We have D Law, the no longer sober son-in-law.

Uh yeah, you know how it goes. Things happen. It's almost like every week, uh, sober and sober, not sober, sober and not sober.

Yeah, well, I was sober for the weeks we didn't we didn't re record, but you know, we uh had some tragic. Don't make it seem like I'm the reason why you drink it.

That's yeah, that's crazy.

Well, you know, we we had some tragic news on our side over here. So, you know, Thursday, um I'm not gonna say it was my close friend, but we were pretty much family. So my goddaughter's on, who uh her mom me and her used to date back in the day, ended up passing away um Thursday, Thursday morning around 2 30.

Sorry.

You know, she was uh she was younger than me and her sister.

Yeah.

And so, you know, it was kind of unexpected. I mean, I'm not gonna say it was unexpected, but it was unexpected. Yeah. Uh I didn't realize the amount of stuff she was going through. Like like thyroid disease and some other stuff, and then uh congestive heart failure in like mid to upper 30s. Jeez.

Like uh geez.

And you know, just you know, when I talked to um her sister, she was like, Yeah, she was in the grocery store and had a cardiac episode, and that was it. That was it pretty much. And they had on life support, check for brain functions. And then, you know, so I was like, man, that's that's crazy. Because five days, you know, five days prior to when she told me she had just she had just posted, did live, so I would have not thought nothing of it if they didn't say nothing.

Yeah.

So, you know, it, you know, things happen. It kind of puts things in perspective for you, you know.

Always, yeah. My um, my sister was just got not thyroid, uh got finished having she's healing from surgery from uh some fibroid issues, but they couldn't figure out what the issue was prior to that. And it was like, oh, maybe you're thyroid, or maybe this is happening, or maybe that's happening, and stuff like that. And um I've been uh that's why I've been tired too, because lately I've just been stepping up for my uh for my sister and my nephew, like taking them to school, not taking them to school, well, taking them to the before and after, taking them to the before care, which he goes to school from there, and then picking them up from aftercare, which, you know, they take him from the school to there. So I've been doing that on my telework days and sometimes on days that I don't telework. So it's been I ain't really been getting the amount of sleep or relaxation like I should. And I know I'm sounding like, oh, well, this is what, you know, sounding crazy because that's what parents deal with every day. But remember, yeah, I ain't got no kids yet. So I got thrust into that not knowing what that is. I'm not asking for sympathy.

Oh, yeah.

I get it. Yeah, yeah, yeah.

It was a crazy thing, though. Like it's it's no one knows how, like, and she, you know, Kathleen is not the first one that I know with these things. Like, I think her post said something about like hyperactive thyroid graves and congestive heart failure.

I'm like, how the hell do you think that sounds like all of those things were like one cause the other? I don't know nothing. I'm not a medical professional, but that's what I would like to not like to think. That's what I would think.

Like all those things is you know, and her her sister, you know, she's going through her own autoimmune. I got another friend going through autoimmune. I'm just like, how like where are these things coming from? Like, yeah, one of my closest friends from the fraternity. Um, we, you know, I I talked to him, you know, pretty frequent, and he called me one day, and she called me maybe a day or two before I got the text saying that she was in the hospital. And he was talking about, man, I can't do this no more, man. Look, I love you, but I just can't do this no more. I'm like, what the hell is going on? Like, and I don't like I was telling my wife, I said, I don't understand the pain they're going through or the frustration. So I can't necessarily try to understand it. All I can do is is be like, look, you know, just take it a day at a time. Because that's all I, you know, with anything going on in my life, and I don't have nothing going on like that.

All I can do is take it a day at a time. Yeah. Over the over the last couple years, just like with uh friends and family dealing with stuff, um, what I've learned and what seemed to work is that like, yeah, you're never really gonna understand. And it ain't it's probably not meant for you to understand. Just know that that's what they're going through is probably the hardest thing that they ever gone through in their life. And that's something that you can't understand. So it's like from that point, just like be the person that you will want to that you will want to have, you know, cater that to the person that's going through it or whatever. But yeah, like I um it started to get better with uh I said because the news that they get sometimes is only getting worse and worse.

Yeah, exactly. Exactly. Because you know, he called me, he was like, Yeah, I just got another certain option. And this is the same guy told you that they told him that in the next and he told me this probably like two years ago, that like 10 years he he's gonna have like a massive heart attack. Take him out. And he called me, he's like, Yeah, they said my thing's getting worse, and they don't really know what's going on or how long I have. I'm like, you went from 10 years to like you could drop dead tomorrow.

Like that's very scary.

All from a rare strand of strep that they couldn't diagnose quick enough that now it's just fucking with you. It's like, Lord, that's some crazy shit.

Yeah. Yeah. So yeah, I've I've learned to like don't do the surface level being there for people just like even if it's called even if they don't pick up and you call in once a week or whatever have you thinking about you, like, don't look for you know, well, they ain't respond back. So blah blah yo, dude, because I I I would me personally, I would hate for me to feel like I could have, you know how like sometimes um when people quote unquote unalive themselves, they leave a note sometimes saying this, saying that, or blah, blah, blah, and this person, this. I would hate to be in one of those notes or something happened and they had something on their heart. I want to be able to say that at least I tried everything that I could possibly try. Not to say that I'm gonna save them or they're gonna be, you know, cured of their illness. Like I had something to do with it, but more or less like I want them to feel like, yo, no matter what, I I personally fuck with you. I care about you, I love you. I did what I could do to show you that. And you know, that's that's all I could do.

I mean, honestly, that's all that's all any of us can really do. You know, especially it's it's it's one thing if you're going through it with them or you you're going through the same thing, or you went through it and you, you know, then you, you know, you might have a different outtake on it. But uh for the people who I know that are in my age range with going through these real like grown older people diseases and stuff that's going on. I'm just like, I really the most I got is diabetes that fluctuates. I be I it's it's it's not much I can say. I just you know, just take a day at a time, you know. You know, and I guess for him, it doesn't really help, you know, his dad's in the hospital too, and they're talking about he's gonna die. You know, he had I think dementia that he's going through where he's about to die too. So I think it's just the whole weight. And then um my goddaughter's mother between what she's going through with her own body and her sister die, you know, the whole world and plus everything that goes on in her family, you know, they just had uh one of their brothers pass away maybe like a year ago. Yeah. Well, adopted brother, but pretty much family family. Like I've known I didn't even know I didn't even know that that wasn't her blood relative until he died, and she was like, Yeah, no, you didn't know, you know, he wasn't like our brother. He's always been there. I've known you since I've I've been in third grade. Yeah, you know, I as far as I knew, that was your brother. And our mom kind of left him with us and never came back, and they my parents just raised him. I was like, that's some crazy shit. But he I think he had like sickle cells. So you know, so they're they're starting probably still reeling from that now. One of the middle children have died. It's it's it's a mess.

Yeah.

All we can do is just provide prayers and you know, condolences, so it's just like, you know.

News Fatigue And Living In A Bubble

Yeah. Uh don't make it any better that, you know, just stuff outside of our control, like society-wise, it's just uh uh compounding and stuff like that. As far as like um, I mean, you know. Oh yeah. The talk of the the talk of the day, whether it's the you know, war stuff or economic stuff, it's like sometimes it's like uh I wonder if it's beneficial to just like live in a bubble. Like don't even like if it happened, like because to be honest, like let's just, you know, you let's just say you're keeping up with the news and everything. You you you you well versed, you can have these conversations with people, but at the end of the day, if something was to happen, you can't change it. So it's almost like why even seek out the information? I can't change nothing.

Can't change none of it.

So it's like, why not not seek out the information, be happy or in the in the in the immediate, and when it happens, you pivot.

Yeah, so you'd be like be like me, because that's what I did. I'm in the whole bubble. I didn't even realize we I didn't even realize we was at war. Someone was like, Oh man, I can't believe this war. Cause I was like, damn, man, gas price.

Uh Friday. I was like, yo, this shit getting out of hand.

I didn't even realize that we were at war. I heard as a matter of fact, I didn't even realize he had bombed somebody. So each time it happens, I'd be just sitting there and they're like, yo, D Wap, man. I'm like, was uh yo Trump out here at lunch. I said, I mean, what's new? Yeah, nah man, he he over there. I said he bombed somebody. What? I was like, all right, well, what happened?

Multiple times. Nah, multiple than multiple times.

I was like, oh, all right. And then I then I come back like uh yesterday, my way was like, You didn't realize we were at war. I said, No, I just I just noticed the gas prices going up. I don't I ain't paying attention to this shit. I'm in my own little world because at the end of the day, I can't control none of this shit.

Chuck Norris Rumors And Coping Humor

Yeah, yeah.

I mean, but you gotta keep up with what's going on. Like when she told me Chuck Norris died, I said, Chuck Norris, Chuck Norris don't die.

Yo, so when that happened, right, I was thinking the same. I said, the internet better stop fucking playing with me right now. It better not stop, they better stop playing with me. And the only thing that kind of made me happy that day was like, and I know this sounds fucked up. I seen something that says Chuck Norris died 20 years ago, but Death was too scared to tell Chuck Norris. And I'm like, see, that's what the fuck I want to see. That's what the fuck I want to see. Death worked up the cares. What was that Friday, Thursday? Yeah to say, hey, y'all, he he no longer with us. Yeah, I would like that.

Hey, look, look, because all the all the people that are on social media that were like, uh, Chuck Norris, he fought death and won. Now he's the new death. I was like, what?

Oh shit, that might be it. That might be it too. So yo, if it's your time, he's not playing with you.

There's two things, there's two things that black people honor that are two fictitious things. One is the candyman, they're scared to death with a nigga. It's just a movie, but they scared to death, and nobody will sit there in the mirror and say it five times, no matter how much you know it's a movie. We ain't doing that. And Chuck Norris died. Because Chuck Norris is like that real life superhero person where it's like, oh, it's Chuck Norris, he ain't never dying. Like Chuck Norris. I think that's why everybody was in disbelief when it was like Chuck Norris died. Like, what? Yeah, why are you playing with me like this? You could have said anybody else. You wanna say Chuck Norris? I don't think people believed it until it was like national news. And then when it was national news, people still didn't be like, Why y'all? Nah, Chuck Norris about to come out and say, Nah, I got you. I just wanted to see if y'all care.

Like, yeah. I uh shit, it's crazy because me and my mom was just watching the uh I don't know, I thought I don't think the new one came on no more, but the the one from um the newer uh Texas Ranger with um what is it, Jared Pattilike? Patty Likey, the dude from um that played Joker? No, no, no, no. The dude from um that song, the dude from Supernatural, the brother, Sam. He was uh the new Texas Ranger. You watched the Supernatural uh before? No, I don't think so.

Oh wait, I don't think you ever introduced yourself.

They know me. I'm Wesley, I was like, wait, I don't know. They know me. They know me, but nah, uh Peter Chuck Norris. The only guy to ever get Roosley a a run for his money. Maybe not the only guy, but what I've seen on TV.

Yeah, I put it this way. Jackie Chan could die, and we would never question it.

Nah, no, you better watch your mouth, man. Like, are you sure? I'm not saying that there's a there's definitely a hierarchy, but I ain't saying one over the other. Jackie, listen, Jackie Chan has brought us some good shit, and in his later years, he's doing more drama shit.

He's a pretty good actor.

Oh, look, I like the not take nothing away from Jackie Chan.

I like I like the uh karate kid.

Uh I ain't talking about that. I'm talking about uh the uh The Foreigner. The Foreigner was dope. I didn't watch the Foreigner, a good fucking movie.

I'm gonna have to try it out. But he's he's got he's he's done good. You know, I'm just saying, as far as in disbelief if it happened.

Oh, I see what you're saying. You know, so are you saying we will be in disbelief if Jackie Chan passed away?

No, it would it would be like, oh, okay, we all right, oh, we're so sorry. I'm saying Chuck Norris on the other hand, no one people pray. The man, the myth, the legend. I got I got what you're saying.

The man, that's that's just like saying, like, uh for lack of better words and terms or analogy, the crackhead up the street that's been around since I've been young, and I'm 30, and I don't know how old he is, he passed away. You're gonna be like, no, that nigga was that nigga was 45 when I was five. Like, when did he pass away? He just washed my car the other day. I think that type of shit.

I think the only other person that we would be in disbelief that might be Morgan Freeman.

Yeah, let's just stop talking about this. Um, because I it's not like we uh I'm just knocking on wood, whatever the fuck I do right now. Um we done come on, man.

We done we done other news yeah, you know, I just send my condolences and prayers out to uh to my friends and family for the loss of their daughter.

Health Habits, Food, And Self-Control

So yeah. Yeah, yeah, yeah. I um keep ourselves healthy and regular checkups. So sometimes that shit is good. Not good. Sometimes that shit is hard when the most unhealthy thing about you is what you eat or how you eat. That is the only the most unhealthy thing about me is uh what I eat.

Yeah, same here, what I drank.

I exercise and do everything else.

Me too.

But yeah, as you can tell, back to being a drinking son-in-law.

It makes for today.

Once this bottle of vodka's car, I'm gonna, it's gonna be day one of no alcohol.

I got you. See, sometimes like when I be uh stuff like that, it almost makes me want to um it almost makes me want to uh look into uh the GOP one shit, like Ozemptic and shit. I'm like, yo, should I? Because if it's regulating your blood sugar and shit like that, like if it's hard for me to get to a baseline, like the working out shit, it's working. Here's the crazy thing. The working out shit is working for me so well. Like I'm losing pant sizes, I can lose a pant size. My arms will get bigger because I'm lifting weights and shit like that. But if I fuck up, it is a wrap and I constantly fuck up.

Damn.

Yeah.

Hey, look, I fuck up every day. Well, I just know that as long as I wake up the next day, I got no shot at it.

Advice Segment Setup And Stakes

Yes, and and that's what matters. Yeah, sometimes I'll be thinking, like, should I give myself a little regulation of uh because all the doctors won't say is uh cut everything. I'm like, damn. Nah, they will. The way the way I see it, right? Uh it's probably best for us to cut everything because even the stuff, the healthy stuff that we are getting, there is some type of um process way about it. Like if it's like, oh, let's just say, oh, don't get processed sweets and sugars and shit like that. But if you're making your brownies from it's you have to do a lot of stuff from scratch, and I'm like, I'm not fucking doing that. That's just what it is. I'm not doing it. Listen, me and my I I went to I don't know if you're familiar with tapolinos up on this side. I went to fucking top, I was with my nephew yesterday, went to the playground and shit. I was like, all right, we're gonna get a pizza and we're gonna share this with your mom because I can't take this pizza home. Literally told my nephew that he'd a third grade bust out live. I was like, yeah, so I fucking crushed that pizza. So we went back to the house, and I was just savoring that shit and just wishing I was not sharing this shit with my my sister, my nephew, because I was like, yo, I say all that to say. That's what I mean. Not gonna make a pizza that good, and I'm also not about to make it from scratch. I don't know what to do. I don't know what to do. I do know what to do, but I don't want to do it. But don't listen to me, guys. Uh stay healthy, please. We need everybody around. People need you around. That's what I should probably keep telling myself. People need you around. People need you around. They do. My wife says she ain't got her feeling me, so I better stay healthy. She said what? She ain't got her feeling me yet. Oh my lord. Yeah, yes. She's she has spoken. Yeah. I'm on here talking like I don't be doing good. I do good 95% of the time. It's just that the choices when I do bad is like one or two things. It either gives me bad heartburn, it bloats me, three things, or I'm just super dehydrated. And those are the worst feelings you can feel in a day. You know what I mean? Like, so it's just like when I when I fuck up, I be really feeling it. But when I'm not fucking up, good. Like I can uh, you know, I be feeling good. But um yeah. So as always, someone needs your advice. My advice? You know, I don't get no damn good advice. No, you give you give good advice. Listen, we were talking about math uh uh earlier when in doubt, math and and other amongst other things, and this kind of rolls right into uh the topic of the day. I don't know how you do it. I don't know how you do it because I don't tell you what we're gonna talk about beforehand.

No, not at all. I just I just come on here. I don't I can't even remember what I said about math. I just know I said something and I started drinking, I forgot already.

Nah. It's on there, it's in there. I hope I was recording at that time.

I thought I saw you recording for a while. I was like, oh, we're recording.

It doesn't give me a timer of when how much how long it's been going?

Um, it just says this call is being recorded in Wesley's Google Drive.

Sibling House Drama And Unpaid Taxes

Yes, it will. Yes, it will. But they need both of our advice. Um, so basically, they want their brother to buy them out of a share of the house they both own that he lives in. And here are the reasons why. Uh, she says, uh our dad died five years ago, R I P. My brother, 36, was looking to buy a house with his girlfriend at the time, and I suggested that he move into our childhood home as we both owned it, and the mortgage has been paid off. I'm 36 and married and have my own house with my husband with our two kids. The deal was he was responsible for all his bills and the property taxes since he was the one living there, and I have my own house to pay for. The problem is that he is not paying the bills. The water company has been sending the water bills to my house because he has not been paying them. I don't know the status of the other utilities, but I am assuming that they are not being paid either. But the biggest problem is the property taxes. He has not paid them in five fucking years. And that's been the total time he's lived there. The city could seize the house because of this, and we could lose everything. This causes me a great deal of stress, and I've sent him the forms for getting payment, for getting on a payment plan multiple times, but he hasn't done it. That shit's expensive. I can't apply for the payment plan myself because I don't live in the house. You can just lie. Come on out. We do this shit all the time. Yeah, anyway, uh, even though even though we are equal owners, while the situation, you know, never mind. Why didn't I I need to finish before I call? While the situation is less than ideal, I want to help my brother out. He has a lot of student debt and would have a hard time getting a mortgage on his own.

That's a personal problem.

Oh, and it gets it kind of gets worse. Um also, our mother died last week. Our parents were yes, Jesus Christ.

Chuck Norris already getting them.

Our parents say, come on, man. Our parents, I'll have my laughing. Our parents were divorced. Our parents were divorced. She heavily favored my brother, and she heavily favored my brother, and in her will, she left him. She left, she left her half a million dollar house to solely my brother. I, of course, was hurt by this, but it was her decision, and I'm not gonna do anything to contest it. He's planning on selling mom's house and using the money to pay off his loans and fix up dad's house. I've had enough and want my brother to use some of that money to buy me out of dad's house. It's worth half as much as mom's house, so he would still have plenty of he will still have plenty of money left over. Plus, he has not made a he has not had to pay a he has not had to pay any rent mortgage in the last five years. This is another sticking point. Our dad's house is in rough shape, and my brother stopped cleaning up after himself and his dog when he and his girlfriend broke up a few years ago. It's so bad he won't allow me to come see the house or even come in the house. Like, not even to use the bathroom after dropping him off after doing some holiday shopping together. I'm hesitant to tell him how I feel because I'm worried he will get angry and it will destroy our relationship. And he's the only family I have left. We originally said that if slash when we decide to sell my dad's house, I would get my share of the money. But his plan is to stay there forever. And I was okay with that because I felt like I was helping him out. But with the latest development with my mom's house and his refusal to pay the taxes and the real possibility of losing to the losing the house to the city, I just went out. I worry that I may be seen as vindictive of the situation because of the situation with our mother, but the biggest issue for me is his refusal to pay taxes. So we got some key things here. First of all, the arrangement was for him to pay the fucking bills. He ain't do it. He ain't do it. He hasn't paid property taxes in five years.

They normally come take the house after two.

So he's lucky. And yeah, he's in risk of getting the house sees and he's just negligent.

Like what's what's what's was I'm assuming they live in the US because if you were in Africa, once you buy the land, that's your land. Ain't nobody coming to take it from you.

If you're uh if you're uh uh uh if you're native to the country, yes.

So what do you advise that what do you what is your advice? Nah, see that's not gonna work because it has to be some written type, I mean, even if it's a verbal, but it's I mean names on it.

You can take it, she can go up there and say she wants to be brought out of her portion. And if the courts say, okay, you know, however that process goes, and if he agrees and that he'll be full responsible of it, but they got to pay him by him out of it, then yeah, that's what happens.

But wouldn't she have to pay, and I don't know, wouldn't she have to at least uh show that she look, I've been paying the taxes, I paid the water bill, he's not responsible.

They're both they both own their own.

They're both they're both uh liable because it's both of their house.

It's both of their house. So regardless of his actions, it hits her to.

So you would take your brother to court. Yeah.

Hey, look, you wanna you don't want to take care of this house, you wanna mess up your credit? By all means, I need to be out of this and you need to buy me out of it. I want out. You gotta go to your proper channels.

Number two, she needs to go over that motherfucker and be like, look, let me in. Because or opt to sell. Say, hey, look, I'm selling the house. Selling the house. I feel like with this whole scenario, like anything that you try to do as a like the sister try to do as a uh as a reasonable adult is gonna be met with immaturity. It is because now that he got it'll be like, why I'm not right because he gotta sign off on selling the house.

Yeah.

I mean So if you don't sign off on selling the house, then it is what it is.

He got he got 500,000.

No, he has a house that's worth 500,000. His mother's house, right? Yeah, he ain't sell it yet. Okay, and she left it all to him. So that means you ain't really kicking him out.

It sounds like both of these houses are paid off.

You know what I would you know what I would have just said? Yo, pay to fix up dad's house and to move it to mom's. Like, let's not do this.

Yeah.

Like, don't do me like that.

Boy, like just, hey, let's fix up dad's house.

And and I'm gonna be honest, and I I will probably, I will probably, I will probably take the vindictive route. And and when I say the vindictive route is it's like, yo, it's really unfair to mom left you a house. And I gotta share this with you. It's we're my we're the we're the only two left in our family. At least let me get one of the houses. At least let me get one of the houses. I'll since you fucked this one up, I'll take control of the one you that's fucked up. Go move to mom's house. Just to sweeten the pot. That's what I would do. Because sometimes with people like that, they don't want the they want the pass, the path of least resistance. Taking the money, selling the house, fixing that house up. Yeah. Or you could just take sell mom's house and just move into a whole nother situation if you chose to.

Because if he sells his mother's house, I mean, after he pays his pays whatever he owes, I wonder if they can take that money. Can the state take your money or the county take your money if you owe taxes? Once you sell the house.

Oh, I don't know about that part. Because see, if he found, see Chase, no, he didn't say he owed uh oh property taxes. I see what you're saying.

Property taxes, yeah. Because see, it's it's it's weird because I know I remember I was supposed to get state taxes back one year.

And no, I was supposed to get Fed taxes back. It was my first time getting like not owing the feds, and the state took my money.

They said, Oh, we see that you got some money from the IRS. We're gonna take that money and pay off your the debt you owe us. I was like, damn.

The state took their federal?

Mm-hmm. The federal account, they all talk. You get a refund and you owe one of the other agencies something?

Listen, I can't even remember the last time I got a refund. Only because I be selling stock and shit. So I'm always paying at uh either the uh what do you call it? The uh what do you what the fuck is that shit called? I'm I'm either paying the um God damn it. What's the shit where if you're you're uh if you're if you sell your shit uh if you sell your shit before a year and then increase and it and it and it increased in value, because you gotta pay at a god, I forget the shit.

Uh you pay a tax on it though.

Yeah. So it's either if let's just say I had this the shares for like more than a year, I pay 20%. If I had the shares less than a year, I paid 25. So off the strength, whenever I sell, I just keep, I just, you know, keep 25% of that in the bank. So when it comes time to pay taxes, it's like take your stupid ass fucking$2,000. So if I shit be up there, my wife's like, what the fuck are you doing? I'm like, it's getting paid. Like, it ain't like our old motherfuckers.

Of course she's almost all that, man. Look, yeah. At the end of the day, he all all she got. If you if she wants something to get done, she gonna she's gonna have to push the output.

Yeah, she's gonna have to do that because there's no way, and it's not even off the fit. The the she has bargaining chips, right? I just she probably doesn't want to use those bargaining chips because it does sound addictive. I agree. But I'm saying lean into that because he disrespected you by not fucking paying the bills.

Yeah, and he got one and a half houses. Like literally, he has two.

No, don't say one and a half, he has two houses. Yeah, well, one and a half, one and a half, one and a half, one and a half. Well, two, because she ain't gonna, she got a mortgage at her house.

She ain't really but if she, but if he's like, all right, well, I can guarantee you, in this he's like, all right, what I'm gonna do is I'm gonna let them take dad's house, I'm gonna sell mom's house, I'm gonna take that money and go get me a new house and pay off my student loan debts. And now you now the house money you could have sold that your dad's house for is gone, which means that she can't get none of her investment back. And he's just like, man.

Exactly.

You know, because she she didn't say that there's a mortgage left on that house, she just said that he ain't paid the property tax. So therefore, there might be an arrangement where the mortgage is being paid.

No, no, no, the mortgage, there's no mortgage. There's no mortgage.

There's no mortgage, so it's just the taxes on it.

Like, you know, you know, obviously I do all the math for that.

And if you really just estimate, let's say it's let's say it's four thousand dollars a year. So it's four thousand dollars a year where I'm at for your taxes on your on your residence. You do that, you break it up into your paychecks if he's working.

Better be.

You know, you're not paying, you're paying about half of a house mortgage. Half.

There's no way he shouldn't be able to do that.

Shouldn't be shouldn't be no way, because he's about uh uh we'll get a nice round number. Let's say six thousand as a round nice round, round number for two months.

Yeah, that's five hundred dollars a month. Is that right? Five something. Hmm, it's uh six months. It's like twelve hundred a month. No, it's uh it's like five. Yeah, yeah, yeah, yeah. It's five hundred a month. Yeah.

Yeah, five hundred a month. And that's the nicest round number you can get. And you tell me that if you're working, you can't afford 250 per check.

Paycheck, yeah, yeah. That's irresponsible. And that's what I mean. That's almost like disrespect, where it's just like, yo, you're gonna cause we own this together. You're gonna cause uh the shit that dad left us to be gone.

Right. And mind you, I think property taxes, six thousand might be in California, but that's a good round for anyone that's listening. Like, yeah, once you pay off your house and you got paid taxes, if what you owe is this, if six thousand isn't what you owe, imagine you paying$400 some odd dollars a month between you and your spouse that y'all can split. Like you're yeah, good.

Yeah.

I mean, I I mean, now mind you, the property tax is the only thing you gotta pay because you still gotta pay the uh house insurance, insurance on your house. And I think it's one other thing.

But you could put that money, you're still paying considerably less than you were when you had a mortgage. So he pretty much fumbling. For no reason, actually. Yeah.

Power Moves And A Real Exit Plan

Because if mom's house paid off, you literally got two like it it like you said, she he she might as well say, look, this is what we're gonna do. Instead of like insisting, this is what we're gonna do. I'm about to sell my house. I'm taking over dad's house. You're gonna go live in mom's house because you're the only one on it, and I'll pay this property tax and once I sell my house, I'm gonna buy you out of your portion here, therefore now you no longer gotta deal with this house.

Exactly. That's what I'm saying. Do some chess shit. I wasn't even thinking about it like that. What I was gonna say was, yeah, that is a good ass plan.

What I was gonna say was if you really think about it, if she if she makes that move, if she makes that move, she gets rid of her mortgage that she's paying a guap for.

She gets the equity back. She can use that equity. Well, let's just say uh it pays for the the loan that she already got, whatever she got left over after that, she can use that to put back into dad's house.

But that after you buy buy him out of his portion, yeah. Which depending on how how the house appraises for, that'll be the the the issue at that point. So hopefully she's lived in a house for a considerably long time, so that even though she might have she might have to take the hit, so let's say it's like a hundred thousand to buy them out. And just you know, like or however, you know, let's let's say it's gonna be it's gonna be two hundred and fifty. About two hundred. And her house sells for six hundred thousand.

Yeah.

He got paid the rest of her loan plus her real estate agent, taxes, all the other shit. And she's left, let's say she gets left with$450,000. You give him that too, you buy him out of his portion, you go move himself out to his mother, and now you take the rest of your$150,000 and fix up your dad's house. Now you just made all, you you pretty much had the major come up because now with that$150,000, you might pay$200 for a cleaning company coming in and scrub that thing top to bottom. You know what I'm saying? You know, a new paint job, some other thing. You might you might pay you on the upper end, let's say a thousand. Let's say you want to remodel the kitchen, you know, some other remodels that might run you maybe 20 grand, give or take.

Let's just say all you gotta do is replace the cabinet doors, not even that. Yeah, and new appliances, not even that.

Right. So now after you do everything, let's say you you she might have chunked out a total of 50k. You still got a hundred thousand left. You now are saving more money because you ain't got this mortgage, and you're pretty much you're doing better. And now, let's say you want to add zero to the house. You got a hundred thousand that you could add something more to the house.

You could do whatever you want to do.

You could honestly really you could pretty much build on like a little a little small little mini house in the back with your hundred thousand. You know, like a small little mini mini house.

Uh what they call additional dwelling unit.

Yeah, like uh let's say you got a husband like me that you know he wanna have his friends over. Like like a clubhouse. There we go.

Yeah, yeah, yeah, yeah. Like a clubhouse. Yes.

Or or or pool house, or like in the first place of the pool house or whatever. Yeah, you can now add on that small little unit. Now it might it's probably gonna cost a little more than a hundred thousand because you gotta get the plumbing and all the other stuff.

Yeah. But in the grand scheme of it, you now have raised the value of that house so that since there is no mortgage, you only gotta enjoy that house for until the the project is done a year. And now you can sell it. If you chose it.

You get your brother plus some more, you know, the 150 that you put in at 350,000 that you lost, you're getting that back double. And now you can just, you know, depending on how old her kids are, if she got any kids or anything else, a husband. Yeah, I can downsize, and now you now you just made out big where you can get this house and put the rest of it into an account and be like, hey, you wanna go on the trip this week? All right, let's roll. Yeah, hey, let's go and invest in this business right here. Like, they're gonna be booming. Let's do that. You got financial freedom. That's why what's more said home ownership is wealth.

Sometimes, but I like your plan. I like your advice. See, you you I knew he's gonna give some good advice, man. Give some good advice. He should take control of that situation. He's he's he's not responsible enough. Just take control of the situation.

Just take control of the situation. Will it be a fight? Yeah, yeah, of course. It's gonna be a fight. I'm not saying that it's gonna be this, all right, he's just gonna hand it over to you. No, it's gonna be a fight because you gotta think about it from his perspective. Well, I live here, this is my house.

Well, not really. You live there, but it ain't your house. Mom's house is your house. Right.

So you gotta take it. If you don't want to leave your dad's house, you're going, she's gonna have to buy him out of it. Yeah, and and if he's as money hungry as she made him out to be.

I don't think she ain't making money, she ain't make him out to be money hungry.

No, she she she said in a very round.

No, he's he's irresponsible. If you're money hungry, you you actually responsible, but you just doing a bunch of shit.

You ain't responsible. Why not? Think about it. So mom gave him the money, now he's gave him the house, and he wants he wants to sell the house, right?

He wants to sell it to pay off his debt, pay off his debt, and fix up the house that he fucked up.

Nah, he ain't gonna fix up the house.

No, he's he's irrelevant, he's he's he's not responsible. He ain't money hungry. Money hungry would have been all figured out. That's a different problem.

There we go.

There you go.

Yeah, financial deliterate. Yes, yes, like you gotta, you just gotta take control and just say, look, this is what it's about to be. And if you really want to pay off your debt, because I I can't imagine his student loan debt is that much. You beat the boy, yeah. You beat it.

Well, I'm just saying, you know it's that much. Well, no, I mean, I know it's that much, but I'm just saying, as far as if she says he if she says he's not even wanting to be able to get a mortgage because of his student loan debt, come on now.

Well, that's probably because he ain't been paying it.

Either way.

But you know what? There's what look they they just they said that about me and my wife.

Uh yeah, you yeah, they also they they actually don't even count it for some reason. Like, oh, everybody got those.

Mm-hmm. Like they they like I remember that the original thing mortgage thing they gave us for the money we get was like 145,000. And they said, Oh, well, you know, you guys have student loans, so we have to calculate one percent of that. What? What kind of shit is that? So, you know what we did, we went to a black person. Out of here, Susan. Fuck wrong with you. Fuck wrong with you. You going, you, you out here really telling me I can't. All these white motherfuckers that got student debts, you telling me that they make this much money, you can give them a real loan. And we've been in this house five years. We have not defaulted on not their payment. Fuck you, Susan.

Yeah, that's crush. I hear stories like that all the fucking time. I'm not even fucking surprised. It's just I was just telling my wife, I'm like, yo, sometimes like what gets people mad is that when they don't they don't know the game that they playing. I was like, I'm cool with knowing the I'm cool with, I'm not cool with the game that we have to play, but it's like as long as I know the game, I know the rules, I'm fine. It's when I don't know the rules and I don't know the game where I'm like, yo, what the fuck is going on?

Oh yeah, that shit caught me off guard when they said, so I'm thinking, all right, yeah, we should be approved for in my head.

Mortgage Lending Bias And The Numbers

Remember when Navy Federal got into that situation? Did you hear about the situation about them uh the the lint their lending practices to to black people and stuff like that? So you gonna make me pull it up? That's what the internet's for. But long story short, go ahead. I'm gonna pull it up because I uh and I'll tell you my experience uh with that. Huh? You got you got a family member in the uh no no no no ain't talking about yeah, I did, but you know that's not what I'm talking about. Okay. Can't wait to play us on 2K today. So basically in 2024, um uh in 2024, uh there's um report came out that uh Navy Federal was um showing significant, significant allegations of racial discrimination in the mortgage lending practices to black and Latino borrowers. So CNN said, you know, after doing an investigation, there was a uh pretty much a class action suit. Navy Federal denied 52% of black mortgage mortgage applicants and 44% Latino applicants in 2022, compared to only 23 white applicants. Also, if they uh they was able they was able to see disparities in financial strength. Uh they was able to see disparities in mortgages despite financial strength within those uh you know the blacks and the Latinos, the data showed that Navy Federal approved a higher percentage of loans of white borrowers earning less than$62,000 annually, than for black borrowers earning$140,000 or more. The lawsuit alleges that even when controlling when controlling uh when controlling for income, credit score, and debt to income ratio property value in neighborhood, back black applicants were more than twice as likely to be denied as white applicants. They also got worse loan terms and stuff like that. And uh the list goes on. So when I first got this house, right, I was getting a uh pretty much it was a foreclosure. The house was for the bank wanted 140. 140,000.

You had a bid on it, or are you just uh Yeah, I did.

But that's besides the point. The house was 140,000. Go to Navy Federal, I'm in good standing, credit is like a at a 720 or some shit like that. They tell me I can't get approved for 7 uh 140,000. I said, you got to be kidding me. Like my credit card is this, I'm in good standing, this, this, and that. And they're giving me all these reasons why and trying to deny me for that. And I had to show all this shit. Luckily, me being me, math is math. I'm like, yo, I got a 401k, they got this in it, I got this, this, and that in it, blah, blah, blah, blah, blah, blah, blah. And what they wanted to approve me for for was 120. So somehow, some way, the Lord looking out for me and shit like that. I'm like, all right, I'm gonna just have to take some money out of my 401k. So I'm already mad about that to make up the difference, right?

Yeah, I wouldn't be.

So by the time I go to sign the like the final paperwork on the loan and shit like that, and the interest rate, guess how much they approved me for during that time. Just came out of the house. And in my head, I'm like, yo, you could have just, but I got a different agent. So the agent that I was working with was trying to work me. Somehow, some way, this guy's on vacation. I get someone else, I send the paperwork through, I get approved for what the house was uh, what I was trying to get the house for or whatever have you. So I bid more than that, right? Yes, they approved it for they they I went, they approved it for more I only at first they were trying to give me a preliminary of 120, 120,000. I'm thinking I'm gonna have to work with that. So when I send, they was like, just send over the paperwork of the money, you know, the house you're trying to buy, this, this and that, blah, blah, blah, blah, blah. Because it was a foreclosure. I guess they wanted to see proof. So I give them the proof, they approve for what the purchase rate was on the damn thing. So I'm like, I took out this money for nothing. Now I gotta pay the money back. You know what I mean?

Or whatever have you. Can you see? I don't know how 401ks work as far as borrowing. Yeah. So could so even though you took the money out, could you put the money, could you just put the money back in, or you still gotta pay the taxes for withdrawing it?

Uh no, since it's a loan, it has to be it has to meet a criteria of like, yo, we you can only take this money out for these reasons without no taxes or penalties or anything like that. So that wasn't the issue at the time. The issue was now, well, fuck, I should have taken out more because there was more stuff that needed to be that needed to be done as far as like after I, you know what I mean? Like the good faith uh shit, yeah, uh closing costs and shit like that. I'm like, so you can only do it once. So I'm like, they, you know, in a way, they tried to fuck me, but still fucked me because I'm like, I had the money in the 401k, I could have had this house or the way I needed to have it, way maybe two years sooner than what I than what I could. So just imagine the thousands and thousands of dollars sitting in your 401k that you're gonna pay yourself back anyway, that I could have used to get new all entry doors and uh get the windows done. You know what I mean? Like all this shit. And I just had to slowly do it. But it kind of worked out because during that time, my mom had lost her job. So me and my sister was paying, I was paying my mortgage at this house that I get. I wasn't even, I told you the story, I wasn't even living in the damn house for a year. So I'm paying this mortgage and paying half of my mom's mortgage with my sister. So you tell me if I could do that, I could probably afford more than when I got the fucking foreclosure, you know. I got the foreclosure because I got the foreclosure. You know what I mean? Like it is what it is, it is what it is. I like damn, but yeah. So what you what you're saying with your story, yes, they do that dumb shit. Like, uh, you black, so I don't know. Like, like, like a like like a black person in IT is not the same as a white person in IT. It's it's just so fucking weird. Or teacher, you know what I mean? Like, yeah, I gotta make damn near double for you to approve and you still deny motherfuckers. That's crazy to me. Fuck Navy Federal, even though I still got some money still there, but I ain't got all my money there. When that happened when that when that when that when I told my mom that my mom really didn't believe me during the time that it was happening. So when then when the class action suit came out and I sent her the article, I would immediately apologize. I'm so sorry I didn't believe you. And I'm like, you think I'm just parting shit with motherfuckers for no reason? I'm like, yo, like I know, I know a little bit of something. Like I that something's something shady's on here. So fuck the banks.

That was our first look, and I forgot who we went through. We went we went through whoever our real estate agent was.

No, we went through someone else. We were trying to get the loan, and we went through her old realtor, and she so when we got the first thing back, I was like, wait, what?

That ain't gonna work. I said, How are we gonna find a house for this amount? Exactly. I said, We literally will be moving into a condo, and it's three of us, right?

It's almost it's almost like they're discouraging you from even trying, like it's a sneaky way to be like, we know there's no houses out there like that. So either come up with the money or whatever, whatever, whatever. And it's just like nigga, I not nigga, I shouldn't have to come up with this money. I'm asking for the fucking loan, I'm asking for the fucking loan. So it's just like not if I'm asking for the loan, if I feel like I qualify, qualify. And my shit was some short shit, 140k, 140k. I think that's and I was making at that time, I was making like 50.

Loan Shopping And Getting The Deal Done

See, the you know what I mean? That makes no sense. The funny part was I think ours was like 110. I was like, what? And that's all right. I said, ask a credit union, and she well, why would we ask a credit union? I said, because the credit unions will depend on where you which one you go with, yeah, they'll give you whatever you ask for. To a degree, that's not true, because maybe you probably wouldn't do that. To a degree, I ain't saying, I ain't saying it's uh a pure science, but depending on the bank, sometimes they just be like, so how much would you like? Okay, well, our rate is gonna be this, and this is how much you have to pay per monthly, and we in AKC your account, they're like, All right, uh, I think like educational system gave us, I think we asked for 300,000. It's like, sure.

What? But y'all see, during the time that y'all were doing that, y'all were you were going into it with two people. I ain't going to it with my wife, or well, she wasn't even my wife at the time. Like, I ain't going to, it was just me. And then you, you, you were, you guys were a little bit older than what I was when I went into it too. So it was like, but the thing is, I had good standard with everything. Like, I had a good stable job for fucking eight years. 401k. Money in the accounts. To them, they was like, they even said some shit like, well, you you send you tend to spend a lot of money because they, you know, they can see all that shit. And it's just like, yeah, bitch, like I I'm spending money. Like, I I got money, I got a savings. Like, I just I didn't understand their logic when it came to that this guy's logic when it came to shit like that. It's just like, nah, I feel like you trying to uh you trying to discourage me from uh which is weird. Like I'm buying a house in my neighborhood, you know what I mean? In my community, like the fucking house of my community.

Yeah, because they're like, is that? They sent us back this thing like, oh, well, how much do you pay on your student loans? I said, well, mine is at zero.

Bro, I didn't even have any student loan. I don't have student loans.

Oh, that's how they got us. They like, oh, well, you know, uh, you know, even though you don't pay nothing right now, you didn't pay nothing over the past couple years, we have to calculate one percent of what you have. I'm like, well, what like if I had to pay one percent of my student loan back per month, my student loan is at like 72,000, 70,000. 1% uh you're talking about$700 a month?

Yeah.

And my wife's is higher. So you're telling me that we would have to pay that back? Like, where where'd you get these numbers from?

That's their numbers, that's what they feel comfortable with.

That's the standard that you know, and it's like so you can't. Well, we can rerun the numbers, but it's not gonna be much different. And even if we took this one percent off, it's still gonna be about the same. I said big corner. And then real estate agents said, Oh, yeah, that's why you don't work with the white people. Uh I know this lady, some Miss Sonia Harvey. She'll get you her name on Instagram is the something goddess. Pretty much she gets you your loan of what she of the most that she can get you with every reason. And we went to her and we did all the stuff. Even they partially tried to dick us a little bit. They got us, we were from 110 to 250.

That's not bad. Nah, not bad at all.

And so when um we we so we get to the project, we get the loan, we we go start looking at houses, we we end up looking at this house, and it it it went from we got uh accepted to buy this house, so we had to put an offer in. Put our offer in, we got the house. We came to the house while the guy was still here. We were talking, oh yeah, we live right around the corner, right right here, and then you know, this thing, blah, blah, blah. And so he, you know, eventually do an open house the day after they told us that they accepted our offer.

That's crazy.

Well the well, because you know, it was it was the weirdest thing. They had so they had you had to put your offering by a certain day. But they were having an open house the very next day. So I'm guessing they they try to, you know, if they weren't, if they didn't like none of the bids or offers that they would I mean, yeah, yeah, I can I can understand that. Yeah, so then it turned into once we got it, it's like all right, well, look, we we got everything processed on our side, so now uh you have a down payment like 13,000, you gotta come up with it. Okay, cool. So then they were like, well, where'd you get this random$10,000 from?

Yo, yo, you asked too many questions, lady. The money's here. You want the sell or not?

Like when we ran your stuff, when we ran your uh stuff ago, you didn't have this ten thousand dollars here. You where'd you where did it come from?

Oh yo, so what if not y'all, but what if never mind, yo, if somebody, if the I'm trying not to make a joke because it's y'all, I'm like somebody selling this on the side, that's none of y'all's business.

Hey in my head, I'm like, wait a minute, all right. So y'all, yeah, I bothered that I randomly showed up with 10,000.

Well, well, we you know, we just need to know that no, you don't need to know any no, you actually don't need to know that.

Hey, look, they had me.

It was like, did you get did you so what rob a bank? Nah, it was it was like, did you was this a gift to you? I said, Yeah. Well, who gave it to you? My mother. Like I said, uh the one time I asked my mother for something now. Well, we need your mother to sign this letter here saying that stating that I remember you telling me that.

And we checked, did we check to see if that was legal for them to do?

Yeah.

We did, yeah. It's legal for them to do. But what about news?

I don't know, I don't know why. It wasn't like a required thing, but it was a legal thing.

But I was like, well, it's not what do you mean not required?

It wasn't required. Like what they would all the stuff they did as far as like because they first it was we need to check to make sure you you have the money in your bank account to pay the down payment. So they did that in like October. Then we get to like January, December, January, they said we need another, you know, thing stating that you still have this money. That's when they said, Well, now you have 10,000 extra.

Oh my gosh, yo. So, so isn't it my b isn't it my isn't it yo, isn't it my responsibility to pay taxes on money that I get? Mind your fucking business. What if I just did some roofing jobs and shit like that and I just got paid? You know what I mean? Like, I like that's none of your business. And and what made it worse was So hold on, how how was it how was it how was it legal for them to ask that? How was it legal for them to demand like we need a letter from your mom?

Uh to the to view if I would pretty much fraud. Make sure I didn't I didn't so what is the fraud part though? It didn't come in small amounts, it was like smack dab one big thing, and it was well it's just standard practice that we do this to you know make sure that you know this money wasn't um yo, but what if I gave my mom the lie? Yeah, they pretty much they wanted to make sure I didn't extort they it was to make sure I didn't extort nobody or threaten them like yo, that's none of y'all business, though. Nigga, the the money here.

I'm saying that's none of y'all business, even if I did do that. So they you know, it's like, oh well, you yo, what if I was just right, you know, like sometimes people be like, Oh, I had this house for a long time. We was doing renovations and money fell off the fucking wall. Now, what if that I'm not fucking telling you that money fell out of my wall?

Yeah, because it was like it was like, did she give this to you as a gift? Well, we need a written statement that she gave this money to you as a gift. It's my fucking mother. Nah, you think my mother like Mark, you're gonna give me this motherfucking money.

Nah, more or less like it's not a loan because that's considered a loan at that point that you still owe back. That's what they were trying to see, I believe.

Maybe. Look, because they they were like, oh, well, you know, you guys uh you guys have about, I think at that point we were at six, well, I'm sorry, I was at six thousand dollars saved up to pay for the down payment. Cheesy, okay. We were still trying to figure out how to get the other ten grand.

Yeah.

And the realtor was like, look, if if you're gonna ask for money, this the when we got this, like, this is the house right here. Like, find out if you can get that 10 grand.

Yeah.

And I, you know, I was like, I mean, I can ask my mom. I called my mother, hey mom, I I I hate to bother you with this.

We're looking at a house, and we don't have enough for the down payment, and we're gonna need about 10,000.

That's fine. I'll just take it out this thing that I have, and uh let me see if I can say it all at one time. That was the easiest conversation ever.

Nah, listen, I don't even like asking my mom for a hundred. It's not gonna happen.

You know how much money I've ever you know how much money I've asked my mom for in my whole life? How much ten thousand dollars.

I've never asked my mom anything. I've never asked my mom for anything.

And let me clarify that for anyone listening that knows my mom, that's the only time this I've only asked for ten thousand dollars for this one time for the duration that I have been working. Yeah, not while I was a child and didn't have no money, yeah, and didn't have a job. When I started working my first day at McDonald's, I never asked my mom and my stepfather for any money.

That's the same thing with me.

So when I say that, I don't mean I didn't ask for money when I was 10 years old, eight years old. Mom, can I get a dollar? Go get can I can I get a dollar so I can get me uh a uh a sprite and they only cost 75 cents at the time, you know, back when the little 20-ounce sodas cost 75 cents instead of like a hundred dollars.

Yeah.

Like, yeah, that's how much that's how much money I've asked my mom for. My mom has asked me more time for money than I've asked her. Like my mom, like, uh, I need I I need like$300 because we're a little short on this, but I'll pay you as soon as I get paid. Oh, all right. Here's$300, Mom. Or she'll or because at that time she had access to my account. She just like, I'm about to pull$300, I'm gonna put it back. I wasn't using it. I was working at McDonald's and working the job. I wasn't using that damn money.

Yeah.

I mean, now I will say this that when I wanted to use it and I found out that I didn't have no money, I'm like, what the fuck was I going to work for if all y'all were doing is take my money because he could my stepdad can't pay his bills.

Yeah, okay. Yeah, he tell this part. This sounds like another episode, another call.

That was uh on the very first episode. I think we talked about on the very, very first episode we brought me in there. That was that was the very first episode.

That's I got I got I gotta go listen to the tapes because that's crazy.

Yeah, we might have to do a part two D long revisit.

Yo, you know what? That's what I need to do. I'm gonna go back through them things, and uh we got a lot of classic episodes that I was like, oh man. Yeah. Yo, five classic episodes, man.

At the end of the day, our advice for this young lady take control of the situation, get your Because he's irresponsible.

Oh, yeah, definitely get yours and just pull the power move. What person who got student loans turns down$200,000? Not a damn person.

I don't even have student loans. I ain't turning that shit down. So hey.

Shit.

You give me a few.

I could just move into my mom's house and pay off my student loans when you buy me out. You think I won't?

Yeah, exactly.

Yeah, because I'd be like, okay, that's me, send me. I got 130,000 left.

Here's the thing. The dudes sound irresponsible and there might be some drugs involved. Do you know how much cocaine you can buy? Because that's what it sounds like.

Look, but you know what? If he fumbles his mom's house, that's on him.

That's on him.

But you ain't fumbling the house that me and your name is on. Nah.

Nope.

Final Word On Protecting Your Assets

Nope. You ain't fumbling this house, too. You wanna go fumble your mother's house. Go fumble that on that note.

Hey, we thank everybody for listening. And don't fumble your houses and uh your houses.

Eventually I'm gonna start getting regular haircuts so we can put this on YouTube. Maybe maybe they get us some more viewership when they they realize we just young has some debonairs.

Maybe. We'll see you guys next time.